DEDT MANGAMENT

RECENTLY A LADY PHONED ME AND WANTED TO HELP ME MANAGE MY DEBT.
SHE ASKED ME IF I HAD CREDIT CARD DEBT.
I TOLD HER IF I HAVE CREDIT CARD DEBT, YOU DO NOT NEED TO PHONE ME
BUT THE CREDIT CARD PEOPLE.
 IF I DO NOT PAY BACK THE CREDIT CARD IT IS NOT MY PROBLEM OF HOW TO PAY BACK THE MONEY.
IT IS THE PROBLEM OF THE CREDIT CARD HOW ARE THEY GOING TO GET THE MONEY BACK ? ? ? 
THIS A MAJOR PROBLEM IN THIS COUNTRY AS THE GOVERNMENT WANTS EVERY BODY TO OWE MONEY.
 WE SHOULD WORRY HOW WE ARE GOING TO PAY IT BACK.
THE OLDER PEOPLE STILL CARE ABOUT DEBT.
THE YOUNGSTERS OF TO-DAY DO NOT CARE.
 THAT IS GOING TO BE A REAL PROBLEM FOR MAJOR COMPANIES SPECIALLY 
BANKS.
I WANT YOU TO PONDER ON THIS POINT IF A YOUNGSTER BUYS SOMETHING ON A CREDIT CARD WHEN THEY ARE FINISHED WITH THE PRODUCT THEY SELL IT ON AND HAVE THE CASH AND THEY USE IT TO ENJOY THEMSELVES.
THE CREDITOR SENDS IN THE BAILIFF BUT HE HAS NOTING TO TAKE, TO GET THEIR MONEY. 
AND THIS HAPPENS TO THE YOUNGSTERS IN THEIR MILLIONS.
THIS IS A WARNING TO THE GOVERNMENT AND BANKS THE YOUNGSTERS DO NOT CARE.
THE SAME THING IS NEGATIVE EQUITY IN A PROPERTY, THE BANKS ARE LEFT HOLDING THE BABY BUT NO MONEY.